Disaster Movies

Category 7. I have not watched any part of said movie, but I know a few things about the way these movies go. First off, they all start the same way; Calm day with all the standard characters. You have disfunctional over the top, yet somewhat genius, single male who is suspicious that something is in the air. You have the family, with the father who had not been living up to his "man" duties, and can't impress his kids or his wife anymore. You have the young attractive girl, who is Miss Independent ( and later will be reduced to crying). And of course the can't forget the young stud who is the rock, Mr. Reliable and assumes some sort of "off-duty fire/police man role. Then the tragedy strikes. This rag-tag crew that didn't know each other before the explosions, all seem to find each other and form a survival group. Each piece fits each other, except not at first. Not everyone knows their role, some want to be the leader, some are afraid to step up. Our hero, the firecop, assumes leader role until another character, possibly the rebel guy who's an excon, and now delivers mail by bike, challenges firecop, and unveils that our hero wasn't always a hero. Something ridiculous like he was trying to save a family in a sinking car, and only saved two of the four. Headlines read: "Officer Rove suspended indefinatly after he let two children die in icey crash." Real Bad Guy. After the panic that ensues, our crazy genius and hero team up and formulate a plan that can salvage something in this movie. In the end, with all that is lost, (a city, a boat, a tunnel, the world) our crew has survived, and exercised all our characters demons. Our crazy genius is vindicated as legitimate genius and gets hired by the C.I.A. to sniff out mysteries. Our family man, proves to his family that he can protect them and has a decent catch phrase too. Our independent lady opens her heart to the firecop and gives up her manhating ways. Our firecop, besides getting the girl (who'll he'll probably cheat on), gets that monkey off his back that he can't make the Eric Gagne Save in the clutch. And even our hate filled rebel, will be seen throwing high-fives with firecop, and they have to work together and lift something that two men can regularly lift (a car, a concrete wall, a boulder). Needless to say, I've seen this movie without even seeing it.
But why do I watch these movies like Independence Day, Dante's Peak, and Daylight? WELL I CAN'T HELP IT. But I won't watch the T.V. made ones. Come on, The Beast staring CSI main man, Willy Petersen? They are cheesy and the budgets just aren't big enough to make the action look impressive. So leave it to James Cameron and Jerry Bruckheimer for the big action movies, cause they know the formula.